Goldman Real Estate / Mortgage Charts

8% of all mortgages have rates higher than today’s rates:

98.2% of all properties with a mortgage have positive equity:

Relative to income, current debts are low relative to higher overall income:

Less than ½% of all mortgages are in foreclosure:

It is more affordable right now to rent than buy:

Because overall affordability right now is at all time lows:

Interest rates are starting to drop, but homebuyers haven’t responded yet:

However, mortgage refinancers are getting moving because there overall debt and interest rates (blended rates) are much higher than current rates:

Many will use their household wealth to invest, or pay down other debts: