RM HIVE Meeting 11/5/2025

Recap: RM HIVE CLA Wednesday, November 5 | Meeting | Microsoft Teams


RM HIVE CLA-20251105_090308-Meeting Recording.mp4

Above is the recording link:

Agenda

Meeting Rhythm

  • Frequency: Every other week (biweekly)

  • Preferred Day/Time: Wednesdays at 9:00 AM


1. Opening & Check-In

  • Quick roundtable: “What’s working now?”

  • Share successes and recent advisor conversations

  • Identify new opportunities or wins

Tools and Resources


  • Reverse Plus Software - https://reverseplus.com/

  • Loom / BombBomb (for communication & video updates)

  • Books:

    • Wade Pfau – Retirement Planning Guidebook

    • Harlan Accola – Home Equity and Reverse Mortgages

    • Dan Hultquist – Understanding Reverse

      • Navigating Reverse

      • Financial Planning Quide

      • Homeowners Guide

RSSA (Registered Social Security Analyst)


Education & Presentation Development - presentation/case study topics:

  • The Fragile Decade – 5 years before/after retirement

  • IRMAA Penalty – understanding Medicare income brackets

  • Right-Sizing – realtor-facing session for homeowners unable to move

  • Social Security Delay – coordination strategy

  • Gray Divorce – planning and liquidity

  • Home Equity in Retirement – case study format

  • Anastasia - H4P with Set Aside funds

  • Anastasia - general consumer  RM Presentation - touching on SS, IRMAA, right sizing etc

Advisor Development Framework

  • Identify advisor readiness level:


  • Stage 1: Awareness / just learning

  • Stage 2: Understanding the broader use

  • Stave 3: - needs based use cases

  • Stage 4: Integrated planning/becoming strategic


  • Identify client readiness and client makeup:


  • Do they have clients within the Fragile Decade or Redstone Zone?

  • Who are their clients - where are they in life (ask this interview question)


Action Items & Next Steps